Finance

Paid over years, not up front.

Habitat1 Finance covers the module and the groundworks in one agreement, from 5.9% APR over two to ten years. Most customers put down 20% and settle the balance monthly from the handover date.

Work out the monthly.

Model
Groundworks allowance
£6,000
Set to zero if you are paying for groundworks separately.
Deposit
20%
£14,200 on signing
Term
10 years
6.9% APR at this term
Illustration
£657
a month for 120 months
Module£65,000
Groundworks£6,000
Deposit−£14,200
Financed£56,800
Total interest£21,989
Total payable£92,989
Apply in principleChange model

Illustration only, excludes VAT. Subject to status and affordability checks. Habitat1 Ltd is a credit broker, not a lender.

If you are paying outright.

The questions we get asked.

Anything not covered here, ask your surveyor — or the accounts team at [email protected].